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Bob Looks at the One Account Mortgage

Years ago Subcomandante Bob was a much more reliable consumer, and he chased after the money gods with unbridled abandon. Alas, his love of intoxicating substances quickly dissolved the equity in Chez Bob, and he was forced to sell his urban palace.

If you - unlike Subcomandante Bob - are in the position to shop for mortgages, consider a unique plan marketed by OneAccount.com.

As you undoubtedly know, mortgages normally sit there as a mountain of debt, accumulating interest as you work yourself to death slowly paying it off. The One Account Mortgage combines this debt into your normal current account, and then uses your monthly salary (as it sits in the account) to offset against your mortgage balance. If you add any other savings you have to the account, you can further reduce the ammount you pay interest on.

This allows you to pay off your mortgage early at any time, or creates a cushion should you become unable to temporarily pay your mortgage due to illness, injury, or unemployment. When Bob gets back on his feet, he is definitely checking out the One Account Mortgage, who was kind enough to sponsor this post.

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